![happy saturday.png](https://files.peakd.com/file/peakd-hive/eddie-earner/AKCFQfztLTydyiSsdUFzczgVMUvLakpVqkfmwxfM3ySeCSJYaKwqF6PoFjEJk5z.png) Hello Everyone, **Welcome to Saturday Savers Club for 2025**! Saturday Savers Club is for anyone who wants to save in any currency for any purpose. The Club is a supportive group of people who meet up around the weekly post, usually on a Saturday but occasionally on a Sunday, to share tips and techniques and have fun in the process. Saving is a skill that takes time and practice to acquire and, like learning any skill, doesn't always go the way you planned. Saturday Savers Club provides a framework that you can use to help you on your way, plus tips to support the skills you need to design and manage your own savings plan. [Here's what happened in the first year of Saturday Savers Club](https://peakd.com/hive-167922/@eddie-earner/saturday-savers-club-finale-we-did-it-or-saver-of-the-year-award-or-hp-challenge-winner-or-2021-round-up). ### How To Join Saturday Savers Club is very informal and friendly - we work together to support each other. There are no leader boards or competition, it's about each person finding the best way to save to reach their goals. We all have different circumstances, opportunities and challenges. Everyone is welcome, whether they are saving .01 HIVE every week or whether they are on their way to 100,000 HIVE. All you have to do to join is comment each week: * when you are ready, leave your primary and, if you have one, secondary savings goals in a comment on the weekly post. * let us know how you are getting on in a comment each week. * check out other savers and support them with a comment. That's it! ### The Savers Chart Once you have told us your primary and secondary savings goals, they are added to the Savers Chart in the weekly post. This brings extra benefits: * you become eligible for the draw for two EDSI each week. * you can take part in the Prize Draw and other challenges. * you can be sponsored with HSBI. Most importantly, the Savers Chart is about your commitment to saving: it helps you to be accountable and gives you a gentle reminder about your savings each week in your notifications. Let us know in the comments when you have reached one of your savings goals - we'll put an emoji to show your achievement. You can check [last year's Savers Chart in this post](https://peakd.com/hive-167922/@eddie-earner/saturday-savers-club-with-susie-saver-or-year-4-or-week-52-tuesday-31-december-2024-or-500-hive-prize-draw-for-2025-comments-pl). The results: * 59% Savers participated regularly in the Club. * 44% Savers reached one or more Savings goals. * 51% Savers who participated regularly achieved one or more goals. ### Using the Penny a Day Savings Challenge It's good to have a framework when you start saving and we're going to use the Penny A Day Challenge. This starts nice and easy, so slow you don't even notice, just day 1, put aside one penny (0.01), day 2 put aside two pennies (0.02), until week 50 when you end up with 60,035 pennies or 600.30 USD or GBP (or HIVE or HBD). You can do the Penny A Day Challenge with any unit of currency - pennies, cents, hive, bitcoin - whatever you have lying around and you can easily get your hands on. You can keep physical pennies in a jar, or save them in an account, maybe in a credit union, or save digital pennies in your hive wallet. At the end of the post is a chart you can use to track your progress. Just copy and save to your device. You can join the Club and start saving at any time of the year. The Saturday Savers Club is going to use the weekly chart in the Resources section below. Each week, the equivalent amount is going to be put aside in the Hive savings wallet in the @susie-saver account and recorded in the weekly Saturday Savers Club post. This year we are going to be saving HIVE (day 1 = 0.01 HIVE, day 2 = 0.02 HIVE etc) to grow the account to Minnow status. > **You don't have to follow the Saturday Savers Club framework. Just choose the plan that is right for you.** Here is @justclickindiva's experience of [following the Penny a Day Challenge](https://peakd.com/hive-167922/@justclickindiva/week-52-i-completed-my-2021-journey-and-goals-in-the-or-saturday-savers-club). ### Have a Savings Goal One of the biggest things that makes a difference to saving successfully is having a savings goal - for Saturday Savers Club, that's something you want to achieve by the end of 2025. In 2022, @phoenixwren saved for [a keyboard](https://peakd.com/hive-193816/@phoenixwren/my-keyboard-has-arrived) and @lauramica for [a trip to a distant province](https://peakd.com/hive-167922/@lauramica/saturday-saving-club-last-day-of-the-year-annual-savings-goal-achieved-ultimo-dia-del-ano-objetivo-anual-de-ahorro-cumplido). In 2023, @nkemakonam89 saved [for school fees](https://peakd.com/hive-167922/@nkemakonam89/my-savings-journey-with-saturday-savers-club) and @deraaa's savings helped her to [move house](https://peakd.com/hive-124452/@deraaa/it-is-all-coming-together). ##### Reasons to Save - Some Savings Goals * Become a Hive Minnow * Build an Emergency Fund * Clear Debt * Pay for Christmas (or other celebrations) * Have a Crypto portfolio or [become a HIVE business owner](https://peakd.com/hive-167922/@taskmaster4450/hive-mindset-business-owner-versus-investor) This year, the Saturday Savers Club will be saving HIVE to become a Hive Minnow by the end of the year. If you're a new or small account, save along with us and become a Minnow (or maybe you want to become a Dolphin or an Orca)? What's the goal for your savings? # 2025 500HP Prize Draw This year the Saturday Savers Club is offering two opportunities to win 500 HP in a prize draw. **To be eligible for the draw, you must:** * leave a comment **on this post** with your primary and secondary (if you have one) savings goals for the year. * in the same comment, post a snapshot from hivestats.io of your HIVE and HP and total HP author and curation rewards by the deadline: 18:00 UTC on 31 January 2025 ([Here's an example](https://peakd.com/hive-167922/@shanibeer/re-eddie-earner-spkq5c)). * actively participate in the Club by commenting at least 40 weeks of the Savings year (80% participation). * post a comment with a snapshot of your results on the week 50 Saturday Savers Club post by 18:00 UTC on Friday 19 December 2025. (There will be a reminder nearer the time). **Class 1 Accounts with less than 6,000 HP in January 2025:** * save at least 600 HP author and curation rewards by 19 December. **Class 2 Accounts with 6,001 HP or more in January 2025:** * save at least 3,000 HP author and curation rewards by 19 December 2025. **Disclaimers:** * Any account that powers down during January to bring their account under 6,000 HP will be disqualified from the Prize Draw. * Any account with less than 6,001 HP which has earned sufficient HIVE through author and curation rewards over all time to take them over the 6,000 HP threshold will only be eligible for inclusion in Class 2. * Only HP earned through author and curation awards in the savings period will be eligible for the prize draw. **Eligible accounts on Friday 19 December 2025 will be entered into a random draw using the Wheel of Names. The winning accounts will be published on Saturday 20 December 2025. There will be one prize in each class. Prizes will be transferred on Thursday 1 January 2026.** ### Having Fun - EDSI, HSBI, Saver of the Year and More ![image.png](https://files.peakd.com/file/peakd-hive/eddie-earner/48TJkFkWo7MWgJ6W2s4P2woqV8Ubwm5yChXjnSiydMENbWgCkGXxLHXoEmdzk7DmWQ.png) ^{Image by 3D Animation Production Company from Pixabay} ##### EDSI Tokens for Comments Every week, everyone who is registered on the Savers Chart and leaves a comment will have the chance to win EDSI tokens. [Everything you need to know about EDSI tokens](https://peakd.com/hive/@eddie-earner/complete-eds-eco-system-breakdown-and-model-explained). ##### HSBI for HPUD Saturday Savers Club supports the monthly HIVE POWER Up Day (HPUD): everyone who is registered on the Savers Chart, takes part in HPUD, writes an HPUD post and links it in the comments wins an HSBI sponsored by @shanibeer. [More about HSBI](https://peakd.com/hive-189312/@steembasicincome/hive-sbi-has-a-web-site). ##### Saver of the Year Every year in December, members of the Club submit nominations and vote for Saver of the Year with prizes! Watch out for the invitation to submit nominations at the beginning of December. # Housekeeping Some rules to keep us all safe and make life easy: * Please do not reblog or share Saver posts without the author's consent. * Please do not use tipping bots (eg LUV, BEER, INDEEDLY, BBH, LOLS etc) in the comments on Saturday Saver Club posts. Having a comments section full of of tipping notications slows down the Club's record keeping and puts off people who are looking for information and useful links shared by Savers. Many thanks for your co-operation! ### The Collaborative Wallet HIVE is set up so that everyone benefits from everyone else. We can use this to build our savings and support other savers at the same time. Here's what you can do: * Vote for @eddie-earner posts - all HIVE, HBD and H-E token rewards on posts are exchanged for HIVE and powered up to grow the EDS fund and increase the EDSI HIVE income every week. It's the magic of compounding plus a virtuous circle plus time! Never miss a post by setting up an autovote with [Hive.Vote](https://hive.vote/). * Build your network by visiting everyone's savings posts and commenting and, where you can, leaving a vote. * Carry the Saturday Savers Club banner in your signature at the bottom of your savings post. * Write your own post now and then about the Saturday Savers Club and EDS and why you are involved or talk about it in your HPUD post. ### Resources ##### 1. Weekly Savings Chart 2025 ![image.png](https://files.peakd.com/file/peakd-hive/eddie-earner/23t8Cb16Wed2exunjg1UdTrtBLhZUUrxD7jccrFPeB96cqERLsYU71ENzy5jiKj34aTo5.png) ^{***Right click on the image, save it to your computer and then print it out.***} This is the chart the Saturday Savers Club will be using to track savings each week. ##### Remember: today is always a good day to start saving! ![image.png](https://files.peakd.com/file/peakd-hive/eddie-earner/23xArkAfLsyxCxyVyXzHZoxUg8pSWTNXZ6EN28DFwziHHHx2VGbdYPDqJthWGP5gj8Ytv.png) *@eddie-earner content contributed by @silverstackeruk and @shanibeer.. _{Thank you to @raj808 for the Saturday Savers Club banner.}* *^{EDSI, @eddie-earner's income token, EDSM and EDSMM miners, EDSD and @eds-vote are part of the SPInvest family (@spinvest). SPInvest Family Motto: Get Rich Slow.}*🤑