Hive builders and users want utility without giving up control. Zypto now gives Hive a toolbox that feels made for this community. Keep your human-readable identity and zero-fee transfers on chain, add a new decentralized, multichain wallet app with real payments, swaps, and fiat ramps. This is big news for creators, curators, gamers, witnesses, and every Hive user who wants to do more with what they earn.

Check the official announcement in the press release and join the community conversation on Zypto's update announcement on X.

![Reloadable virtual card and physical cards available now on USA (1200 x 700 px).png](https://files.peakd.com/file/peakd-hive/zypto/23tGXhUwNjdJwMHfCBUpYA3ieTk2Ns1xxCsJrjupzjoGVic2rk1tNcN59W5tqjeixQiVp.png)

Why this is huge for Hive, and why we love it!

Hive already aims for what the world needs from Web3 social, fast confirmation, human-readable account names, and zero-fee transfers. Zypto now layers on top of that a non-custodial, multichain wallet, plus payments tools, that link Hive to real world spending and even multichain trading. Keep your keys, move value across chains, top up a card, pay a bill, or send a mobile top up to a friend, all from one app. Zypto also features fiat on and off ramps through integrated partners (availability varies depending on region), adding an additional option to move value between crypto and traditional money straightforward. An upgraded gift card store is coming very soon, so HIVE and HBD will reach even more everyday places for more everyday folks.

What Hive users can do today in Zypto

Hold HIVE and HBD in a decentralized wallet you control, then swap to and from other chains when needed.
Move between crypto and fiat using integrated partners, useful for payouts, expenses, and real life purchases.
Use Cards and Payments for virtual cards, bill pay, and mobile top ups where available, now with HIVE and HBD supported.
Keep your readable Hive identity while benefiting from Zypto multichain reach and practical payment tools.

Quick start, adding Hive in Zypto

Open the Zypto App and go to your DeFi wallet. Create one if you are new, or import your existing wallet.
From the wallet screen, tap to view your blockchain addresses. You will see Hive in the list, but no user yet.
Tap Hive, then choose to create a new Hive account or import an existing one.
If you import an existing Hive account, it links to this DeFi wallet in the UI for convenience. If you change device or reinstall later, you will need to re-import both the DeFi wallet and the Hive account.
If you create a new Hive account from your DeFi wallet seed, it permanently links to that seed. In the future you can import both the multichain wallet and the Hive account together with a single seed.
Choose how to fund account creation. Multiple options are available, including paying the creation fee with another cryptocurrency. For example, you can create a Hive account using SOL if you hold Solana.

Using payments with HIVE and HBD

Hive is now accepted for all Zypto payment products. Here's an example of how to apply for and top up a virtual VISA card:

Open the Cards and Payments tab at the bottom of the app.
Apply for a virtual card, complete KYC, then wait for issuing bank approval, this is normally a matter of minutes.
Once approved, tap Top Up. Choose HIVE or HBD, select the amount, pick the account to use, then confirm. In moments, your card balance updates and is ready for online or in-store use where supported.
In the same tab you can also pay bills and send mobile top ups where available, now with HIVE and HBD accepted.

Extra reasons to get excited

Multichain swaps to and from Hive let you route value to/from other networks whenever you want, without leaving self-custody.
On and off ramps help creators convert payouts, settle expenses, or cash in and out when needed.
Readable identities meet portable wallets, your Hive name stays yours, and your wallet stays multichain.
Education is rolling out, a Crypto Made Easy with Zypto episode featuring a key Hive representative covers the integration and its benefits in detail and will be published soon. How-to videos will be published on Zypto social channels, on the Zypto website, and across the Hive social ecosystem so everyone can get started fast.

Hive has the community and culture, Zypto brings a practical way to use that energy in daily life. Try it, share it, and tell us what you do with it. Our journey together really begins today!

Let us know if you have any questions and feel free to join the Zypto ecosystem community's Telegram chat here: to tell the Zyptonians all about Hive Here's a great explainer about how to import or create a Hive account in Zypto App: [https://peakd.com/hive-181335/@web3creative/pkurjxee](https://peakd.com/hive-181335/@web3creative/pkurjxee)