# Class is now in session! > Join the [Minnow University Discord](https://discord.gg/QPKknw2) for helpful links, for a place to ask questions, or for a way to contact us directly for suggestions. Follow @minnowuniversity for more information, lessons, and announcements. @swelker101 will be running a bit late, so feel free to join me and explaining your experience until he arrives. He recently wrote a post called, [Are you New To Steemit and have QUESTIONS? Join US Tonight at PALnet of the MSP and get them answered!](https://steemit.com/minnowsupport/@swelker101/are-you-new-to-steemit-and-have-questions-join-us-tonight-at-palnet-of-the-msp-and-get-them-answered). @isaria, his lovely wife, also helps with this new account. Her recent class called, [How To Find Your Niche to Build Your Audience // Minnow University // Help for Minnows and New Users](https://steemit.com/steemit/@isaria/how-to-find-your-niche-to-build-your-audience-minnow-university-help-for-minnows-and-new-users), https://steemitimages.com/DQmU31srBXTUuk6Q3b6MfMudBMeQ3UH1LZYQdHGEWJhyqMr/image.png # What is a wallet? I found this post called, [Beginner Basics: Your Steemit Wallet, STEEM vs. SBD vs. SP, Powering Up, & Cashing Out!](https://steemit.com/steemit/@theywillkillyou/beginner-basics-your-steemit-wallet-steem-vs-sbd-vs-sp-powering-up-and-cashing-out) very helpful. I also found this amazing vlogger called [Albert Arellanes](https://www.youtube.com/watch?v=4a28Fje3adE) who does a live tutorial on utilizing various wallets to trade. During our show, similar to these posts/videos, we will be covering wallet basics. We may have time to do a live tutorial of converting SBD into cash. We will be answering questions like what is a wallet? Does it work like a bank? What is a blockchain? What is the difference between Steem and SBD? Which wallet should I use and does it matter which wallet I use? If you have similar questions come check us out at 7:00 pm EST 12:00 AM UTC! ## I hope to see you there! You can join the chat room by clicking [HERE](https://discord.gg/y5u2dkr) You can see the full schedule by clicking [HERE](http://mspwaves.com/) Click [HERE FOR CURRENT UTC TIME](https://time.is/UTC) *** https://steemitimages.com/DQmRh6zHXjfaHDz4cnXdd1zexYBMmgTya5qmoJBLiQuo85z/MSP%20Kubby%20banner.jpeg