As I plan for retirement later this year, I have been reviewing what I am spending money on and how I can reduce spending, every little bit adds up.

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Telephone Bill

For most of my life I did not have a cell phone. I always relied on a land-line phone. But now I have a smart phone that has far more capability than any land-line phone. I had always justified my land-line by saying that so much is associated with it, in terms of accounts and so forth.

Dropping the Land-line

I have my land-line phone service through a cable company. When I first called them to drop my land-line phone the cable company gave me a $20 credit per month to keep my land-line phone with them for one year. After the one year discount ended I was determined to drop the land-line phone for good.

A friend told me about a "Basic Phone Service" option where you get out-going emergency calls and unlimited in-coming calls for a low price.

When I called the cable company, of course the representative tried to talk me out of it, but I down-graded my service to "Basic Phone Service".

The $avings

I just got my first bill under the new "Basic Phone Service" contract. Compared to my old bill the savings will add up.

Saving $409.08 per year is a nice sum. And I can always drop the land-line phone altogether for even greater savings.

Thank You!