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LeoGlossary: Soft Credit Check

How to get a Hive Account


Soft credit checks occur when you view your own credit, apply for a job or give a lender permission to do a quick review of your credit. A soft credit check has no impact on your credit score. Allowing a lender to perform a soft credit check is useful when prequalifying for a loan. By prequalifying, your lender can give you an estimate of what your loan’s APR and terms would be if you apply.

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